I Suck With Money: Trying To Make My Money Matter

Mall Madness via Apocalypstick instagram

I am terrible with money. I spend money like I have it. I spend it like I’m Jay Gatsby and the all the world is one big party guest.

The worst are credit cards. I have to remind myself that when I use a credit card at someplace like Starbucks, I’m basically asking the bank for a loan for an iced cappuccino.

And then there’s the banks. I used to know so little about banking and how banks actually work. It wasn’t until I started seeing random $10 charges here and there that I started to question, what does a bank actually do for me, its client?

A while back I wrote a post on shopping local. I firmly believe it’s important to shop at small stores and keep your money in your community — if you can. So where does that leave me with banking?

When I wrote that post, I learned a lot about not just shopping local, but keeping your money local. And that’s when I entertained the idea of joining a credit union. In a credit union, you’re the owner. You know exactly where your money is going. You have, on average, lower fees for things like using ATMs, surcharges, overdrafts, and so forth. With banks, it’s like, god forbid if you use an ATM that isn’t part of your bank. You may as well walk over to the nearest body of water (a spilled drink at a bar is fine), open your wallet, and dump everything in it. Which, in my case, is like four dollars.

I would love to join a credit union. I’d love lower interest rates and lower fees. I’d know exactly where my money was going. However, and this is the big problem, there’s no credit union near me. The closest credit union near me may as well be in Michael Caine’s vacation home on the moon (because you KNOW he has one there).

So I’m kind of stuck. I don’t know what to do. Right now I belong to two banks. One of them I guess has most of their ATMs in Narnia, because there is only one near me, and the other one likes to charge me for apparently no reason.

Do you use a credit union? Do you like it? If not, what do you use and why?

Make Your Money Matter

This post is sponsored by Make Your Money Matter, in association with PSCU, though all views expressed are my own.

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Interview With Melissa Of Little Pancakes Jewelry + 20% Off Coupon Code!

photo (34)

Little Pancakes jewelry has been a favorite of mine for a very long time. Melissa is the fab lady behind the fun line that’s given me such joys as a necklace with a little harmonica attached (boy did that annoy the hell out of everyone on karaoke night) and my new favorite, a little “A” pendant (more on this later!). I’m talking with Melissa about her success and what other Etsy sellers and buyers can learn from her. ALSO, A COUPON CODE FOR 20% OFF ANYTHING IN HER SHOP (not including shipping)! WOW! Code is APOCALYPSTICK and it’s good until SATURDAY (10/140). Simply type in APOCALYPSTICK at checkout! Now onto the interview.

Tell me a little about Little Pancakes. You’ve been going since 2009, correct? How long does it take you to make each piece? Why the name Little Pancakes? Why Etsy?
Yes, in 2009 Little Pancakes was just a hobby to distract myself from a stressful day job. My friends liked what I made and people encouraged me to sell on Etsy because it was gaining popularity. Last year I started running Little Pancakes full time. It was kinda scary taking the plunge but it’s been great making my own schedule, being my own boss, and of course doing what I love.

It varies, but the stamped triangle necklaces take me the most time because i’m so much of a perfectionist. I sometimes have to re-do it a few times to get it right! It drives me crazy but people love them.

"Treat Yo Self" necklace, $38.

“Treat Yo Self” necklace, $38.

As for the name Little Pancakes, I just like pancakes! I never intended for it to be my business name but it ended up sticking and it’s a great attention getter.

Do you have any advice for an Etsy seller on how to grow their brand/business?
For those that are already on Etsy, my advice would be to grow your brand off the site, to not put all your eggs in one basket, so to speak. Do craft shows and try and get local shops to carry your stuff. You might get turned down on the first try, (I’ve gotten used to the rejections over the years but they still sting a bit) but eventually something will happen if you stick with it. It helps to have great packaging and business cards — and a good brand image in general so you’re recognizable. If you’re just getting started, I think it’s just best to take some photos, write really clear and enticing descriptions, and dive right in. Put up what you have and see what sells! There is some great advice on the Etsy forums about titles, tags, and photos. You just have to dig through the posts.

What about advice for Etsy buyers? How do they find the best stuff out there?
One thing I look for on Etsy is if something is too great of a deal, it may not be handmade. Sometimes it’s just a seller who hasn’t quite figured out their pricing but other times it’s mass produced. It can be hard to tell sometimes but look at their about page and sold items and use your best judgement — most handmade sellers can’t make 100 bracelets a day at $3 a pop. There is so much good handmade on Etsy that it’s worth sorting through everything! I find good stuff on the Etsy blog pretty often. I do buy frequently on Etsy but I love buying from my fellow artists at shows. The in-person connection is really special.

What (or who) inspires your designs?
I love the symmetry and repetitiveness of Art Deco. Lately i’ve been into moons and more curvy shapes. I get my best ideas from just playing around and making stuff I want to wear. Then I wear a sample around to test drive, to see how it hangs and what kind of responses I get.

What’s your favorite piece in your store?
My favorite piece lately is my moon earrings, I wear them all the time.

Little Pancakes

Brass Moon Earrings, $30

I love turning a sheet of metal  into something beautiful, it’s really exciting!

What/who are some of your favorite Etsy stores/sellers?
My friend Silke makes great cosmetic pouches/bags. I have a few for storing makeup and whatnot. The quality is great and they’re super reasonably priced! The fusion salts from Gneiss Spice are amazing, I put the habanero one on everything. I have a couple of glitter banners from Unicorn Parade that I use for my craft show display and I always get tons of compliments.

Thanks, Melissa! As I mentioned above, my current favorite of yours is the “A” pendant necklace:

Little Pancakes

Here I am modeling my fave necklace with my fave striped tee. Personalized Initial Necklace with Vintage Shield Charm, $25

Now everyone go crazy and do all your holiday shopping at Little Pancakes, using the coupon code APOCALYPSTICK for 20% off anything (shipping not included) till Saturday (10/14)!

 

~~lighten up it’s just faaaaaashion~~

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The Mad Men Interviews: Eric Scott Cooper

mad-men-skinny

Welcome to The Mad Men Interviews in which I interview friends who were on my favorite show, Mad Men. My first interview was with Molly Hawkey, who played the first person to ever tell Don Draper he couldn’t smoke somewhere. This time I’m talking with Eric Scott Cooper, who played the TV commercial director who had to deal with rude comedian Jimmy Barrett in “The Benefactor” in Season 2.

Mad Men

Eric, far right, ready to direct.

For those who don’t know how the biz works, can you tell us how you wound up being on Mad Men?
I actually auditioned for a the Camera AC role – the guy with the clapper. I remember asking my agent why they called me in for a role that age-wise said “late 20s” when I was 37. My reaction was absurd I realize now – when they call you in, NEVER question why. Just getting an audition is like booking a part. There are thousands of actors submitted by agents for every single role.

I got to the studio – went in, and read for the role. As I was leaving, my agent called me to tell me they wanted me to come back for a producer session later that afternoon. I bummed around downtown for a few hours and went back to LA Center Studios. I’d never had an audition/callback with that many people in the room. It’s kind of a blur but I know Matthew Weiner, the show creator and writer of the episode, Lesli Linka Glatter , the director, several other producers, and the Casting Directors Laura and Carrie were all in the tiny, crowded room. I read the single line and they started whispering. Then one of the CDs said “Matt would like you to read for the Commercial Director role.” I remember freaking a little because I’d never had that happen before — and it was a producer session.

I took the copy, looked at it for 30 seconds and said “okay.” They asked if I needed to leave the room and rehearse. It was more lines but less words overall than the first role I read. So I said something insane like “No, thanks. That’s okay.” I just went right into the new role and read for them. They laughed hysterically at the read and I left. Ten minutes later I was at my car, pulling out of the lot, and my agent called to say I booked it. It was the first TV gig I ever booked since I’d started auditioning 9 months earlier! I was bouncing off the walls excited. Unfortunately, the shoot day was the next day — the day I was scheduled to fly to Boston for an event. It cost almost the same amount to change the ticket as what I got paid after taxes and commission fee for the shoot! But it was worth every penny. Also, I lucked out that I got the Director role instead. They kept the Camera AC guy’s lines, but in voiceover only – you never saw him in the scene.

Were you a fan of the show before you were on it? How about after?
Oh my God, YES! I loved the show then and still love it now. I’ve never missed an episode. Do I wish I’d been asked back to direct more commercials with Sterling Cooper Price Draper etc….? Um, yes. But I am still a huge fan and I am very proud of booking such a great show to start my new LA acting career – and in the latter stages of my 30’s I might add.

How many times did you have to audition?
That was the only time I ever auditioned for Mad Men. I’ve been called back for several other shows cast by the same casting directors since then.

Who was your scene with?
My scene was with the amazing Patrick Fischler, who played the surly, jerk-off borscht-belt style comedian, Jimmy Barrett. Patrick was also in ABC’s Lost as a super creepy Dharma initiative guy in a later season. [And I may also add, he was the guy who had the creepy dream of the bum behind the diner in Mulholland Drive.]

Freddy Rumsen (Joel Murray) and Ken Cosgrove (Aaron Staton) are the agency people at the shoot.

Patrick’s character was a famous comedian shooting a commercial as the new spokesman for Utz Potato Chip. Jan Hoag played the Utz maven. When she walks onto the set to see how the commercial for HER company is going, Jimmy humiliates her by making loud, nasty jokes about her size and she storms out. Sterling-Cooper almost loses the account. It’s a strong opening scene to the episode.

Mad Men

Patrick Fischler as Jimmy Barrett in the episode.

Anything memorable happen you can share?
I haven’t told many people this. I didn’t have any contact lenses at the time and my glasses aren’t period [appropriate to the era]. So wardrobe got these real vintage frames — but just used non prescription plastic lenses. I have a major astigmatism and I’m extremely nearsighted. I was sweating bullets on set because I really and truly couldn’t see a thing. I had to make special “arrangements” with different crew members, some of whom I’ve seen on other sets since then and there’s definitely a bond. Each time the camera wasn’t rolling, I would get them to take my frames, and hold them while I put on my real glasses. I’d try to plot out and memorize all the marks on the floor and where I needed to look for all the reverse and coverage shots where you’re not actually looking at another actor. When I had on the vintage glasses it was just a big blur. The crew helped me find my eyeline and marks throughout. The hardest part was when I had to walk in the scene. I was terrified I was going to crash into the vintage camera. They told us to be careful around it, that it could break, and how expensive it was. It was a little bit of a nightmare. I kept thinking they were going to fire me. But I learned the lesson that I still need to tell myself every time I book a job and I’m doubting myself on-set. They want you to be there and they hired you for a reason. So it’s okay to ask for a little assistance. They WANT you to do well. When I booked Argo, another project where I had to wear period glasses, I immediately went out and got contact lenses to wear with the glasses!

Also, the scene they shot before mine was with one of my Groundlings teachers (and now Oscar winner!), Nat Faxon. I had no idea he’d booked the show and I hadn’t seen him in over a year or so. He was the first person I bumped into that day at the studio and he really put me at ease. It’s always nice to see a friendly face on a set.

Oh, another fun fact: I was credited wrong in the episode. They used the name on my headshot at the time, “Eric S. Cooper” instead of the name I’d put on all the pages of the contract, including something for how you will be credited, as “Eric Scott Cooper”, which is also my SAG name. It was a nightmare with IMDB to get it tied to my account. It’s never happened since. I make sure to always double-check that specific detail now with the production when I’m signing the contract.

A good lesson. And my God, even though I saw the scene and knew it turned out great, hearing your glasses story made me extremely nervous! What great people to have on set. What’s it like to play a director directing a commercial when you’re actually an actor following a director in a TV show? 
It’s very meta. I remember the first time I said “action”, I went a little overboard, yelling it like I was in a 1940s movie. Matt came over and told me to just say it like the director Lesli was saying “action” to start the scene we were shooting. And I did. And it was fine.

Mad Men

Eric about to call “Action!”

What was the reaction from family and friends when you told them you were going to be on the show?
Everyone was super crazy excited, mostly because I’d “finally booked something.” My best friend Michael threw me a viewing party. It was a real high.

It was the third episode of season 2 and it was a buzz show that had aired for one season, but it hadn’t become the huge hit it is now. My grandma Millie had never heard of the show — that’s been a challenge for each project since…oy. She’s 89 and has been the most consistently supportive, cheerleading relative. So it’s okay that she doesn’t know what any of the projects are. She still went to see 2 movies even after she knew I’d been cut, just to watch my name in the credits.

My parents were excited too. Of course I called to see what they thought after it aired and my dad said, “That was it?”. Gotta love it.

Do you have a favorite “Mad Men” character and/or episode?
I waffle between Peggy and Joan. Roger Sterling and Sally Draper are also favorites. I look forward to Pete Campbell’s shenanigans and undoings. I don’t necessarily have a favorite episode. I have favorite seasons, relationships and story arcs.

Why do you act professionally? Do you ever see yourself stopping?
I was a professional TV journalist, an Assignment Editor and Field Producer in Russia, and then Boston for years, before coming to LA 10 years ago. I’d always acted in local theater and worked a lot in improv. I actually moved out here to pursue standup and improv. But I ended up accidentally getting an agent — he found me — and the acting thing started working out better than the comedy. I may continue to try different aspects of the business, but I’ll always pursue acting, whether it’s on a stage, screen, web, talking to myself in the car — whatever. I love performing.

What are you working on now? Where can we see you next?
I’m writing a one-man show and I have some LA storytelling events coming up in the new year, dates to be determined. I’m in 2 films that should be making the festival circuit next season as well. I have a recurring role on The Bold and the Beautiful as Gustav, party planner extraordinaire. Hopefully they’ll call me back soon. Besides that I’m always hustling for more work!

I know you became friends with Jan Hoag AKA “Mrs. Utz” – I met her at your birthday party a few years ago. How did that happen?
I’d briefly met Jan Hoag at a party my friend Claire hosted just a few weeks before the audition. So when I called Claire to tell her I booked the show, her reaction was, “My friend Jan booked that show too!!!” So we saw each other on-set for rehearsal and had a great time. We’ve been friends ever since.

Thanks, Eric! You are awesome.

To see more of Eric, check out his reel:

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How to Make Friends After College

Eliot Elisofon / LIFE

Making friends in college isn’t hard compared to making them once you’re out of college (or are even just in your mid-late twenties.) I went to college with friends I went to high school with, so I thought we’d stay tight forever. Wow, was I wrong. But hey, these things happen. Friendships need work, just like any other relationship. And when you don’t put in the work, they wither, and yes, they can die.

So it was onto new friendships. But how would I make friends? It seemed impossible. And then I realized, the answer was in front of me the whole time.

The Internet!
Yes, the internet was more for just shopping for things I would never admit to buying on Etsy. It was for friend shopping, too. I’m going to tell you how to make friends with the help of the Internet. Here are your resources:

 

Your favorite blogs.

I made so many friends — real, actual friends — through blog networking. Some people commented that they loved my blog and I theirs, and we met up in person, and neither of us turned out to be crazy! Listen up though — I’m not suggesting that you send mass emails to all 50 of your favorite bloggers. I met up with lots of bloggers at a blogger conference. Yes, those exist! I went to the incredible Bloggers in Sin City, which sadly is no longer running. I almost didn’t go because the idea of meeting bloggers, people whose work I loved and read, to meet them, IRL, was scary! And what if they hated me? Or I hated them? I was stranded in Vegas! Wait, that sounds awesome. Thankfully, we all loved each other and now I have real friends, not just “internet friends.” (I even met some of my friends from — get ready for this — Livejournal. SSssshhhh.)

 

Facebook.

Yeah, you know Facebook? How it was originally meant to be a way for college kids to get to know each other? You can still use it that way. I’ve gotten friends through Facebook. A friend of a friend contacted me, told me she thought I was great, and would I let her buy me a drink? You’re goddamn right I would. And now we’re friends. If you met someone at a party and you both said, “We should hang out sometime”, find them on Facebook and suggest you actually hang out.

 

Let’s get offline for a sec. Where else can you meet people?

 

A class.

I don’t mean a college class, I mean an activity class. For example, I used to be into acting. I met people through acting classes that are now my friends, and they’ve (mostly) stayed with me longer than the horrible memories of some daft acting teachers, like the one who asked me in front of the entire class how old I was when I got my period (and no, it really didn’t have to do with ANYTHING, and even if it did, so not appropriate, lady!). Have you always wanted to take a knitting class? Do it! If you’re worried that everyone will be there with a group or their bestie, keep in mind there’s stragglers in every class who have no one. And sometimes, groups are very friendly and if they see you alone and you smile and say “hi”, they’ll invite you to join them.

 

If you’re perpetually shy, the Internet is really the best way to meet people. I’ve met people through all forms of the Internet, even Twitter!

 

Some tips when meeting your Internet buddy:

— Tell at least one person exactly where and when you’ll be meeting this person. Even if the person you tell isn’t within driving distance of you, it’s still good for someone to know exactly where you’ll be.

— Meet in a very public place.

— To avoid any awkwardness, have a set time that your “date” has to end. If you have work to do, let them know that you’re going to have to leave at ___o’clock so you can finish up work. Or maybe arrange something before an appointment. This helps avoid awkward goodbyes and gives you an out if the person is creepy and/or boring.

You may not be in college anymore but that doesn’t mean your days of making new friends are over. Far from it! Go to Facebook events. Say hi to people. Meet friends of friends. Be a little less shy. Not pushy, not weird, not intense, just a little less shy. It’s the first step towards doing anything, really.

 

Photo: Kim Novak by Eliot Elisofon, 1958 for LIFE magazine.
Reposted from The Gaggle.

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The Mad Men Interviews: Molly Hawkey

mad-men-skinny

Mad Men is my favorite show on television. I live in Los Angeles, and at some point, I went to a Mad Men casting. I didn’t get on the show, but I have three friends who did. In this series I’m calling “The Mad Men Interviews” I’m going to ask each of them the same questions, plus a special one (or two) about their specific episode.

Our first interview is with Molly Hawkey. Molly took my headshots years ago back when I was acting professionally. As weird luck and life would have it, we now live on the same street and didn’t know it until she accidentally got a package of mine once (our addresses are very similar). I was fascinated by Molly’s behind-the-scenes stories of shooting the episode, down to the underwear they made her wear, and also the stories about her trailblazing Mad woMan mom.

"Lazy Lazarus" Mad Men Season 6

For those who don’t know how the biz works, can you tell us how you wound up being on Mad Men?
My manager submitted me and the casting office called me in for an audition!

Were you a fan of the show before you were on it? How about after?
I’d never seen the show when I got the call for the audition, so I watched the first two episodes to get an idea of the tone and what to wear. I looked great for the audition, by the way. I found an old, brown wool skirt and cashmere sweater at The Goodwill — the breakdown said the character was a “mousy scientist” — and I coiffed my bob perfectly.

How many times did you have to audition?
I only had one audition and it was so fun. Like I said…I’d never seen the show. It didn’t even occur to me to look up anything about the producers, directors, and casting directors, so when I walked into the audition I didn’t know who any of the six people in the room were. That worked out to my advantage because I was crackin’ jokes with Matthew Weiner and I had no idea. I mean, I was on fire! I had him laughing the whole time. About an hour or two later my manager called and said calmly, “Molly? What did you do in there?” I said, “…uh, oh…why?” He goes, “Because they’re in love with you!”

That’s completely awesome. Who was your scene with?
Don [Jon Hamm], Peggy [Elisabeth Moss], Ken [Aaron Staton] and two other scientists at the Kool Whip lab…one of whom was played by Mr. Belding of Saved by the Bell fame [Dennis Haskins].

You were the first person to tell Don Draper he couldn’t smoke somewhere. Do you realize you made Mad Men history with that line?
I had no idea. I mean…I guess you’re right!

 

Anything memorable happen you can share?
Honestly, the most fun happened before the shoot day. I got to go to the table read and meet everyone. They cast had so much fun around the table…and I realized how funny the show actually was. When I said my magical line to Don he stared me down. And then everyone laughed!

Wardrobe was pretty awesome. I got to try on a bunch of great vintage dresses. Hard to tell from the scene, but I’m actually wearing ’60s heels, nylons, a girdle, an old school pointy bra, an itchy wool turquoise blue dress and jacket…all under that silly lab coat.

The day of the shoot was kind of a let-down. Why? It’s a dramatic scene and no one gave a fuck about the little co-star over here with her one line. The actors were keeping in character and trying to remember their lines. Understandable! But no fun for me. And I was on my feet in those ’60s heels for six hours as they ran the scene 30 times. No one told me when the camera was on me or when it wasn’t, so I never relaxed. My back hurt.

Damn. What was the reaction from family and friends when you told them you were going to be on the show?
“Finally!”

Do you have a favorite Mad Men character and/or episode?
Well, after I booked the show I had a Mad Men marathon, trying to catch up. I loved it…but also HATED it. I hated how the men took advantage of all the idiot women and how the idiot women let them. Sorry, guys, but it absolutely infuriated me to see how weak the women were portrayed when my mother, an OG Mad Man, broke through the glass ceiling and paved the way for other women in advertising. I also started getting depressed and jealous, transferring my anger at Don and fucking what’s his name [Pete], onto my boyfriend at the time. The show ACTUALLY made me suspicious of him. Not cool. So I had to take a break for a couple months. Luckily there were seven months between the shoot and the airing, so I was able to catch up before I saw my episode.

My favorite episode is my episode, of course [“Lady Lazarus.”]

Why do you act professionally? Do you ever see yourself stopping?
Hmmm. I’ve been trying to figure that out for a while. I think it started because I grew up the youngest of seven and I just craved attention. I was also lucky enough to have parents that encouraged me to express myself creatively. They put me in ballet, tap and jazz classes, I took piano lessons. I LOVED singing. I was a tiny mouse in the Nutcracker at three-years-old and I was in every school play and musical ’till I graduated high school. I just loved it.

But it kinda stopped there. I went to Cornell after high school and formed a wonderful friendship with weed and alcohol for the next four years. Finally, senior year in college, it hit me that I wanted to be an actor.

So here I am, 13 years later, still trying, still starved for attention, I guess? I’m lucky because I’ve gotten to perform improv weekly for the past nine years at iO West, my home away from home.

What are you working on now? Where can we see you next?
Oh, well, I’m at iO West all the time. They’re shaking some things up over there right now, so I can’t really tell you what the future holds as far as when you can see me, but who knows! Come down tonight! 6366 Hollywood Blvd.

I also created and star in an improvised web-series that I love. It’s funny and sad and I haven’t heard a negative thing about it. Like…ever. It’s called Holy Singles, and it’s about Sevany, an unlucky-in-love girl who hosts a weekly Christian Singles Meet-Up in her back yard. It’s funny and sad and you will fall in love with Sevany.

Most recently I shot an MTV Pilot where I got to play a hard ass FBI agent. That was fun.

Molly Hawkey

From http://instagram.com/mollyhawkey

I just wanted to brag about my mom, Penny Hawkey, for a minute. Like I said earlier, she’s the OG Mad Man. She started as a secretary, just like Peggy, but quickly worked her way up through the ranks. Copywriter, Creative Director, and eventually President, at different, big-time agencies. She was no wimp. She played the game like a man. She even wore a shirt and tie to work. Methinks Diane Keaton took some style tips from my hot mom. She was the first woman ever allowed in the Coca Cola board room, and I’m guessing that’s where she pitched her idea for the most famous commercial of all time – the iconic Coca Cola spot starring Mean Joe Green.

Coca Cola

Mean Joe Green and Penny Hawkey On Set of the famous commercial.

Iconic indeed. I’ve seen this parodied on The Simpsons. It’s the commercial where the football player throws his towel to the kid.
Yup. Almie, if you want real Mad Men stories you should interview her. She has stories of sexism that will make your blood curdle. I have no idea why Matt Weiner hasn’t hired her as a consultant, but I guarantee the women of Mad Men could learn a thing or two from her.

Thanks, Molly. This was fun! Hope you guys enjoyed the read.

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Every Episode Of Scandal In 2 Minutes

Do you watch “Scandal”? Is it like this every time? Here’s my best “Scandal” impression. I do every episode of the show in 2 minutes. Basically.

Let me know your thoughts.

DEFIANCE!

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